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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,526 | $85,171+9.8% | $172,753-45.9% | $72,976+28.2% |
| Participation rate | 23.3% | 70.1%-46.7pp | 82.6%-59.3pp | 69.5%-46.2pp |
| Annual return | 23.99% | 27.32%-3.3pp | 803.00%-779.0pp | 81.02%-57.0pp |
| Employer contribution / active EE | $1,447 | $3,324-56.5% | $5,144-71.9% | $2,440-40.7% |
| Participant deferral / active EE | $3,360 | $3,260+3.1% | $5,198-35.4% | $3,608-6.9% |
| Admin fee / account holder | $417 | $5,880-92.9% | $13,956-97.0% | $5,124-91.9% |