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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,853 | $167,362+24.8% | $143,799+45.2% | $134,532+55.2% |
| Participation rate | 68.8% | 84.8%-16.1pp | 80.3%-11.6pp | 81.2%-12.5pp |
| Annual return | -8.58% | 0.47%-9.1pp | -0.04%-8.5pp | 418.27%-426.8pp |
| Employer contribution / active EE | $3,014 | $5,620-46.4% | $4,952-39.1% | $4,741-36.4% |
| Participant deferral / active EE | $6,937 | $6,447+7.6% | $5,638+23.0% | $6,401+8.4% |
| Admin fee / account holder | $1,233 | $18,094-93.2% | $14,677-91.6% | $11,429-89.2% |