Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,266 | $46,534+29.5% | $64,097-6.0% | $75,177-19.8% |
| Participation rate | 29.0% | 65.9%-36.9pp | 72.3%-43.3pp | 67.2%-38.2pp |
| Annual return | 23.82% | 26.07%-2.3pp | 33.75%-9.9pp | 160.75%-136.9pp |
| Employer contribution / active EE | $350 | $1,976-82.3% | $2,750-87.3% | $2,671-86.9% |
| Participant deferral / active EE | $1,521 | $2,835-46.4% | $3,881-60.8% | $4,126-63.1% |
| Admin fee / account holder | $614 | $2,957-79.3% | $3,070-80.0% | $5,651-89.1% |