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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,499 | $101,283+275.7% | $75,826+401.8% | $135,379+181.1% |
| Participation rate | 100.0% | 72.7%+27.3pp | 68.2%+31.8pp | 82.6%+17.4pp |
| Annual return | -7.08% | 3384.62%-3391.7pp | 1914.15%-1921.2pp | 519.79%-526.9pp |
| Employer contribution / active EE | $20,062 | $2,382+742.2% | $1,913+948.5% | $4,779+319.8% |
| Participant deferral / active EE | $11,340 | $3,469+226.9% | $2,862+296.2% | $5,609+102.2% |
| Admin fee / account holder | $6,314 | $6,539-3.4% | $4,726+33.6% | $10,828-41.7% |