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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,355 | $69,977-9.5% | $108,582-41.7% | $62,881+0.8% |
| Participation rate | 50.0% | 72.9%-22.9pp | 79.6%-29.6pp | 69.3%-19.3pp |
| Annual return | 13.41% | 10.73%+2.7pp | -51.70%+65.1pp | 20.14%-6.7pp |
| Employer contribution / active EE | $609 | $2,135-71.5% | $3,758-83.8% | $2,281-73.3% |
| Participant deferral / active EE | $1,866 | $3,165-41.0% | $4,311-56.7% | $3,203-41.7% |
| Admin fee / account holder | $13 | $5,076-99.7% | $7,645-99.8% | $4,296-99.7% |