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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,715 | $166,268-17.8% | $165,100-17.2% | $145,897-6.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 12.85% | 100.52%-87.7pp | 70.21%-57.4pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,841 | $5,284-65.2% | $4,348-57.7% | $4,663-60.5% |
| Participant deferral / active EE | $6,439 | $6,964-7.5% | $6,035+6.7% | $6,689-3.7% |
| Admin fee / account holder | $483 | $16,659-97.1% | $12,696-96.2% | $13,390-96.4% |