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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,715 | $166,131-17.7% | $164,975-17.1% | $145,877-6.3% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 12.85% | 100.37%-87.5pp | 70.12%-57.3pp | 551.28%-538.4pp |
| Employer contribution / active EE | $1,841 | $5,276-65.1% | $4,343-57.6% | $4,663-60.5% |
| Participant deferral / active EE | $6,439 | $6,962-7.5% | $6,033+6.7% | $6,691-3.8% |
| Admin fee / account holder | $483 | $16,648-97.1% | $12,688-96.2% | $13,402-96.4% |