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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,120 | $75,807-77.4% | $116,096-85.3% | $86,983-80.3% |
| Participation rate | 58.6% | 66.9%-8.2pp | 73.3%-14.7pp | 69.5%-10.9pp |
| Annual return | 21.11% | 18.57%+2.5pp | 326.25%-305.1pp | 25.83%-4.7pp |
| Employer contribution / active EE | $639 | $1,892-66.2% | $2,503-74.5% | $2,584-75.3% |
| Participant deferral / active EE | $1,917 | $3,212-40.3% | $3,952-51.5% | $4,194-54.3% |
| Admin fee / account holder | $927 | $6,659-86.1% | $7,704-88.0% | $7,856-88.2% |