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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,486 | $86,940+7.5% | $102,434-8.7% | $80,935+15.5% |
| Participation rate | 63.4% | 72.4%-9.0pp | 76.5%-13.1pp | 67.7%-4.2pp |
| Annual return | 20.38% | 18.89%+1.5pp | 29.46%-9.1pp | 35.66%-15.3pp |
| Employer contribution / active EE | $2,352 | $2,370-0.8% | $3,023-22.2% | $2,757-14.7% |
| Participant deferral / active EE | $6,500 | $4,121+57.7% | $5,055+28.6% | $4,299+51.2% |
| Admin fee / account holder | $6,001 | $8,047-25.4% | $9,462-36.6% | $6,924-13.3% |