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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $113,428 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,711 | $107,415-28.6% | $135,982-43.6% | $80,169-4.3% |
| Participation rate | 86.6% | 78.0%+8.6pp | 81.9%+4.7pp | 72.9%+13.7pp |
| Annual return | 27.74% | 91.99%-64.3pp | 68.32%-40.6pp | 40.39%-12.7pp |
| Employer contribution / active EE | $5,660 | $3,878+46.0% | $4,859+16.5% | $2,978+90.0% |
| Participant deferral / active EE | $12,909 | $8,189+57.6% | $7,760+66.4% | $5,016+157.4% |
| Admin fee / account holder | $62 | $127-51.5% | $10,767-99.4% | $145-57.5% |