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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,696 | $185,312-23.0% | $161,489-11.6% | $154,746-7.8% |
| Participation rate | 55.6% | 82.5%-26.9pp | 78.7%-23.1pp | 80.7%-25.1pp |
| Annual return | 20.41% | 103.84%-83.4pp | 89.72%-69.3pp | 172.34%-151.9pp |
| Employer contribution / active EE | $1,831 | $4,769-61.6% | $4,268-57.1% | $4,379-58.2% |
| Participant deferral / active EE | $4,162 | $6,350-34.5% | $5,630-26.1% | $6,730-38.2% |
| Admin fee / account holder | $10 | $18,654-99.9% | $16,006-99.9% | $14,365-99.9% |