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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,631 | $52,519-91.2% | $155,789-97.0% | $59,633-92.2% |
| Participation rate | 53.1% | 61.7%-8.6pp | 76.1%-23.0pp | 68.7%-15.6pp |
| Annual return | -13.62% | 53.51%-67.1pp | 71.54%-85.2pp | 2041.45%-2055.1pp |
| Employer contribution / active EE | $722 | $1,589-54.6% | $3,839-81.2% | $2,203-67.2% |
| Participant deferral / active EE | $1,654 | $3,084-46.4% | $4,798-65.5% | $3,192-48.2% |
| Admin fee / account holder | $215 | $3,540-93.9% | $7,477-97.1% | $4,297-95.0% |