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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,180 | $107,941+230.0% | $91,994+287.2% | $152,897+133.0% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 0.63% | 89.28%-88.6pp | 69.04%-68.4pp | 345.43%-344.8pp |
| Employer contribution / active EE | $25,512 | $4,212+505.8% | $3,453+638.9% | $4,764+435.6% |
| Participant deferral / active EE | $13,034 | $6,366+104.8% | $5,924+120.0% | $5,851+122.8% |
| Admin fee / account holder | $851 | $10,521-91.9% | $7,744-89.0% | $11,599-92.7% |