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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,956 | $181,062-88.4% | $158,223-86.8% | $155,188-86.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 20.12% | 57.39%-37.3pp | 52.09%-32.0pp | 148.84%-128.7pp |
| Employer contribution / active EE | $2,345 | $4,565-48.6% | $4,109-42.9% | $4,248-44.8% |
| Participant deferral / active EE | $2,553 | $6,134-58.4% | $5,467-53.3% | $6,531-60.9% |
| Admin fee / account holder | $1,369 | $18,825-92.7% | $16,047-91.5% | $14,480-90.5% |