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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,779 | $167,362-45.8% | $143,799-36.9% | $134,532-32.5% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -21.05% | 0.47%-21.5pp | -0.04%-21.0pp | 418.27%-439.3pp |
| Employer contribution / active EE | $2,876 | $5,620-48.8% | $4,952-41.9% | $4,741-39.3% |
| Participant deferral / active EE | $10,081 | $6,447+56.4% | $5,638+78.8% | $6,401+57.5% |
| Admin fee / account holder | $2,175 | $18,094-88.0% | $14,677-85.2% | $11,429-81.0% |