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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,237 | $165,381-75.1% | $149,730-72.5% | $158,966-74.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.10% | 348.29%-341.2pp | 276.70%-269.6pp | 302.95%-295.9pp |
| Employer contribution / active EE | $5,153 | $5,104+1.0% | $4,645+10.9% | $4,762+8.2% |
| Participant deferral / active EE | $13,412 | $7,182+86.7% | $6,843+96.0% | $5,983+124.2% |
| Admin fee / account holder | $9,892 | $10,809-8.5% | $9,310+6.2% | $11,250-12.1% |