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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,318 | $98,776+77.5% | $149,745+17.1% | $79,856+119.5% |
| Participation rate | 89.7% | 75.8%+13.9pp | 82.5%+7.2pp | 69.6%+20.0pp |
| Annual return | 11.93% | 27.38%-15.4pp | 276.72%-264.8pp | 31.71%-19.8pp |
| Employer contribution / active EE | $2,558 | $3,217-20.5% | $4,646-44.9% | $2,471+3.5% |
| Participant deferral / active EE | $7,641 | $5,681+34.5% | $6,843+11.7% | $3,741+104.3% |
| Admin fee / account holder | $19,125 | $6,053+216.0% | $9,312+105.4% | $5,306+260.4% |