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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,093 | $77,920+131.1% | $149,723+20.3% | $75,177+139.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.24% | 31.72%-18.5pp | 134.50%-121.3pp | 160.75%-147.5pp |
| Employer contribution / active EE | $5,931 | $3,138+89.0% | $4,821+23.0% | $2,671+122.0% |
| Participant deferral / active EE | $8,015 | $3,411+134.9% | $5,682+41.0% | $4,126+94.2% |
| Admin fee / account holder | $32,427 | $5,951+444.9% | $13,215+145.4% | $5,651+473.8% |