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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,918 | $198,457+19.9% | $170,435+39.6% | $147,586+61.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.62% | 257.30%-243.7pp | 205.94%-192.3pp | 578.59%-565.0pp |
| Employer contribution / active EE | $9,371 | $6,183+51.6% | $5,432+72.5% | $4,876+92.2% |
| Participant deferral / active EE | $5,053 | $5,629-10.2% | $4,939+2.3% | $5,439-7.1% |
| Admin fee / account holder | $935 | $16,852-94.4% | $13,881-93.3% | $10,886-91.4% |