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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,213 | $167,353+344.7% | $143,797+417.5% | $134,545+453.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.33% | 0.48%-21.8pp | -0.04%-21.3pp | 418.37%-439.7pp |
| Employer contribution / active EE | $6,554 | $5,620+16.6% | $4,952+32.3% | $4,742+38.2% |
| Participant deferral / active EE | $3,804 | $6,447-41.0% | $5,638-32.5% | $6,401-40.6% |
| Admin fee / account holder | $2,026 | $18,096-88.8% | $14,679-86.2% | $11,431-82.3% |