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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,793 | $65,440-14.7% | $98,506-43.4% | $85,851-35.0% |
| Participation rate | 92.0% | 65.0%+27.0pp | 73.3%+18.7pp | 69.3%+22.7pp |
| Annual return | 13.17% | 21.75%-8.6pp | 1494.92%-1481.7pp | 318.63%-305.5pp |
| Employer contribution / active EE | $9,197 | $2,169+324.0% | $2,961+210.6% | $2,565+258.5% |
| Participant deferral / active EE | $5,380 | $3,168+69.8% | $4,277+25.8% | $3,952+36.1% |
| Admin fee / account holder | $558 | $4,596-87.9% | $5,955-90.6% | $6,261-91.1% |