Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,584 | $77,677-72.2% | $109,188-80.2% | $79,389-72.8% |
| Participation rate | 2.8% | 67.8%-65.0pp | 75.9%-73.1pp | 70.7%-67.9pp |
| Annual return | 7.92% | 23.44%-15.5pp | 25.76%-17.8pp | 116.89%-109.0pp |
| Employer contribution / active EE | $0 | $2,798-100.0% | $3,723-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $48 | $3,517-98.6% | $4,654-99.0% | $4,046-98.8% |
| Admin fee / account holder | $537 | $732-26.7% | $6,755-92.1% | $626-14.3% |