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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,754 | $95,979-57.5% | $74,551-45.3% | $135,380-69.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.07% | 56.97%-66.0pp | 32.53%-41.6pp | 519.81%-528.9pp |
| Employer contribution / active EE | $10,695 | $2,716+293.7% | $1,961+445.4% | $4,779+123.8% |
| Participant deferral / active EE | $5,978 | $3,844+55.5% | $3,108+92.3% | $5,609+6.6% |
| Admin fee / account holder | $2,445 | $6,522-62.5% | $5,059-51.7% | $10,828-77.4% |