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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,137 | $93,124-30.1% | $77,100-15.5% | $134,545-51.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -27.06% | 62.68%-89.7pp | 42.35%-69.4pp | 418.37%-445.4pp |
| Employer contribution / active EE | $0 | $3,421-100.0% | $2,815-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $6,807 | $5,242+29.9% | $4,430+53.7% | $6,401+6.3% |
| Admin fee / account holder | $717 | $6,970-89.7% | $5,443-86.8% | $11,431-93.7% |