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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,800 | $108,897-80.0% | $100,378-78.3% | $145,877-85.1% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 13.87% | 58.17%-44.3pp | 49.41%-35.5pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,684 | $4,420-61.9% | $3,942-57.3% | $4,663-63.9% |
| Participant deferral / active EE | $2,327 | $8,455-72.5% | $8,087-71.2% | $6,691-65.2% |
| Admin fee / account holder | $361 | $9,690-96.3% | $7,899-95.4% | $13,402-97.3% |