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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,454 | $134,001+51.8% | $112,258+81.2% | $134,509+51.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -13.13% | 47.15%-60.3pp | 27.47%-40.6pp | 418.13%-431.3pp |
| Employer contribution / active EE | $7,847 | $4,039+94.3% | $3,636+115.8% | $4,741+65.5% |
| Participant deferral / active EE | $11,501 | $5,291+117.4% | $4,728+143.2% | $6,400+79.7% |
| Admin fee / account holder | $1,997 | $7,491-73.3% | $6,411-68.9% | $11,427-82.5% |