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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,109 | $209,422-32.6% | $178,503-20.9% | $158,982-11.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.41% | 188.81%-172.4pp | 151.12%-134.7pp | 302.99%-286.6pp |
| Employer contribution / active EE | $4,559 | $5,707-20.1% | $5,011-9.0% | $4,763-4.3% |
| Participant deferral / active EE | $3,942 | $5,955-33.8% | $5,202-24.2% | $5,983-34.1% |
| Admin fee / account holder | $7,652 | $17,079-55.2% | $13,987-45.3% | $11,252-32.0% |