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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,585 | $66,319-43.3% | $93,621-59.9% | $65,185-42.3% |
| Participation rate | 84.2% | 74.0%+10.2pp | 75.8%+8.4pp | 70.2%+14.0pp |
| Annual return | 60.86% | 42.59%+18.3pp | 32.76%+28.1pp | 29.38%+31.5pp |
| Employer contribution / active EE | $4,116 | $2,013+104.5% | $2,719+51.4% | $2,177+89.1% |
| Participant deferral / active EE | $9,309 | $3,343+178.5% | $4,070+128.7% | $3,514+164.9% |
| Admin fee / account holder | $413 | $6,900-94.0% | $7,890-94.8% | $847-51.3% |