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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,631 | $176,105-82.6% | $159,474-80.8% | $167,536-81.7% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 12.99% | 331.91%-318.9pp | 263.68%-250.7pp | 478.82%-465.8pp |
| Employer contribution / active EE | $5,068 | $5,299-4.4% | $4,831+4.9% | $4,839+4.7% |
| Participant deferral / active EE | $3,990 | $7,751-48.5% | $7,353-45.7% | $6,342-37.1% |
| Admin fee / account holder | $312 | $12,559-97.5% | $10,802-97.1% | $12,315-97.5% |