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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,368 | $181,896-83.9% | $156,551-81.2% | $273,972-89.3% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 9.11% | 30.74%-21.6pp | 32.23%-23.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $1,192 | $6,248-80.9% | $5,501-78.3% | $4,869-75.5% |
| Participant deferral / active EE | $2,283 | $5,550-58.9% | $4,871-53.1% | $5,287-56.8% |
| Admin fee / account holder | $3,702 | $15,560-76.2% | $13,028-71.6% | $10,133-63.5% |