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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,588 | $97,729-30.8% | $83,830-19.4% | $135,379-50.1% |
| Participation rate | 62.5% | 80.0%-17.5pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -4.52% | 1287.52%-1292.0pp | 850.97%-855.5pp | 519.79%-524.3pp |
| Employer contribution / active EE | $1,750 | $4,222-58.5% | $3,631-51.8% | $4,779-63.4% |
| Participant deferral / active EE | $3,839 | $4,683-18.0% | $4,082-5.9% | $5,609-31.5% |
| Admin fee / account holder | $6,239 | $6,674-6.5% | $5,479+13.9% | $10,828-42.4% |