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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,420 | $217,392+2.8% | $185,818+20.2% | $167,497+33.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.24% | 148.37%-133.1pp | 122.06%-106.8pp | 478.62%-463.4pp |
| Employer contribution / active EE | $31,500 | $5,873+436.3% | $5,168+509.6% | $4,838+551.1% |
| Participant deferral / active EE | $13,000 | $6,357+104.5% | $5,568+133.5% | $6,341+105.0% |
| Admin fee / account holder | $1,502 | $19,813-92.4% | $16,239-90.7% | $12,310-87.8% |