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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,637 | $72,404-37.0% | $110,243-58.6% | $64,173-28.9% |
| Participation rate | 82.7% | 73.3%+9.4pp | 79.8%+2.9pp | 69.6%+13.1pp |
| Annual return | 27.01% | -6.29%+33.3pp | 314.76%-287.7pp | 7.63%+19.4pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,827-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,284 | $3,469-5.3% | $4,672-29.7% | $3,470-5.3% |
| Admin fee / account holder | $2,407 | $5,664-57.5% | $8,548-71.8% | $4,887-50.7% |