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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $611,018 | $82,324+642.2% | $68,803+788.1% | $134,545+354.1% |
| Participation rate | 35.0% | 75.1%-40.1pp | 69.0%-34.0pp | 81.2%-46.2pp |
| Annual return | -15.37% | -2.17%-13.2pp | -6.37%-9.0pp | 418.37%-433.7pp |
| Employer contribution / active EE | $1,352 | $3,302-59.0% | $2,656-49.1% | $4,742-71.5% |
| Participant deferral / active EE | $9,053 | $4,740+91.0% | $3,942+129.7% | $6,401+41.4% |
| Admin fee / account holder | $42,712 | $6,485+558.6% | $4,936+765.3% | $11,431+273.7% |