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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,509 | $107,368-4.5% | $92,915+10.3% | $152,909-33.0% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 21.81% | 145.64%-123.8pp | 109.45%-87.6pp | 345.46%-323.7pp |
| Employer contribution / active EE | $2,402 | $4,222-43.1% | $3,653-34.3% | $4,764-49.6% |
| Participant deferral / active EE | $2,782 | $4,848-42.6% | $4,238-34.4% | $5,851-52.5% |
| Admin fee / account holder | $16,968 | $7,082+139.6% | $5,796+192.8% | $11,601+46.3% |