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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,484 | $111,535+17.0% | $105,223+24.0% | $137,256-4.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 12.58% | 237.85%-225.3pp | 180.65%-168.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $2,075 | $3,939-47.3% | $3,689-43.7% | $4,156-50.1% |
| Participant deferral / active EE | $3,767 | $5,500-31.5% | $5,072-25.7% | $6,407-41.2% |
| Admin fee / account holder | $1,954 | $9,721-79.9% | $8,859-77.9% | $12,270-84.1% |