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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,171 | $88,778-72.8% | $81,844-70.5% | $145,884-83.4% |
| Participation rate | 94.4% | 75.1%+19.4pp | 72.4%+22.1pp | 80.3%+14.1pp |
| Annual return | 9.98% | 1033.03%-1023.0pp | 778.87%-768.9pp | 551.85%-541.9pp |
| Employer contribution / active EE | $1,839 | $3,087-40.4% | $2,916-36.9% | $4,662-60.6% |
| Participant deferral / active EE | $3,080 | $4,648-33.7% | $4,323-28.8% | $6,690-54.0% |
| Admin fee / account holder | $3,355 | $8,430-60.2% | $7,355-54.4% | $13,392-74.9% |