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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,171 | $88,710-72.8% | $81,783-70.4% | $145,959-83.4% |
| Participation rate | 94.4% | 75.0%+19.4pp | 72.4%+22.1pp | 80.3%+14.2pp |
| Annual return | 9.98% | 1027.26%-1017.3pp | 775.05%-765.1pp | 561.95%-552.0pp |
| Employer contribution / active EE | $1,839 | $3,083-40.4% | $2,913-36.9% | $4,661-60.5% |
| Participant deferral / active EE | $3,080 | $4,645-33.7% | $4,320-28.7% | $6,689-54.0% |
| Admin fee / account holder | $3,355 | $8,407-60.1% | $7,380-54.5% | $13,398-75.0% |