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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,273 | $93,598-64.5% | $135,974-75.5% | $75,173-55.7% |
| Participation rate | 91.2% | 75.2%+16.0pp | 81.9%+9.3pp | 67.2%+24.0pp |
| Annual return | 29.46% | 30.89%-1.4pp | 68.30%-38.8pp | 160.72%-131.3pp |
| Employer contribution / active EE | $5,755 | $3,538+62.7% | $4,859+18.4% | $2,671+115.5% |
| Participant deferral / active EE | $6,414 | $6,405+0.1% | $7,760-17.3% | $4,126+55.4% |
| Admin fee / account holder | $1,098 | $6,978-84.3% | $10,767-89.8% | $5,651-80.6% |