Retirement plan

YESHIVA UNIVERSITY HIGH SCHOOLS RETIREMENT INCOME PLAN

Name: YESHIVA UNIVERSITY HIGH SCHOOLS - YESHIVA UNIVERSITY HIGH SCHOOLS RETIREMENT INCOME PLAN (2024) Form 5500
Creator: YESHIVA UNIVERSITY HIGH SCHOOLS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YESHIVA UNIVERSITY HIGH SCHOOLS RETIREMENT INCOME PLAN, YESHIVA UNIVERSITY HIGH SCHOOLS

YESHIVA UNIVERSITY HIGH SCHOOLSEIN 20-0247649Plan #001PY 2024

2540 AMSTERDAM AVENUE - NEW YORK, NY 10033646-592-4337LinkedIn1-10 employeeshigher education

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$25.6M

+5.2% from 2023

Total participants

152

-0.7% from 2023

Average account balance

$241,219

+7.2% from 2023

Annual return

15.71%

-4.87 pp from 2023

Benchmarks

See 1,573 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,573 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$241K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

106

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

54.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$557K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$588

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CAPFINANCIAL PARTNERS LLC1 year Filed as: CAPFINANCIAL PARTNER, LLC Service code 16 · EIN 26-0058143	Consulting	$27,933
FIDELITY INVESTMENTS INSTITUTIONAL5+ years Service code 37 · EIN 04-2647786	Loan Processing	$17,685
STRATEGIC ADVISORS, INC.5+ years Service code 27 · EIN 04-2654524	Advisory (Plan)	$16,661

Plan features & details

Pension benefit codes2G2J2K2T2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$62K

$623 / participant

Recordkeeping$18K28.4%
Investment mgmt$17K26.8%
Other / not subdivided$28K44.9%

% of EOY assets

0.244%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CROWE LLP
Auditor EIN: 350921680
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$241,219

$69,708+246.0%

$67,560+257.0%

$74,478+223.9%

Participation rate

54.0%

71.4%-17.4pp

72.9%-18.9pp

67.2%-13.2pp

Annual return

15.71%

-40.67%+56.4pp

3533.50%-3517.8pp

1370.56%-1354.9pp

Employer contribution / active EE

$1,388

$2,715-48.9%

$2,737-49.3%

$2,626-47.1%

Participant deferral / active EE

$4,184

$3,637+15.0%

$4,004+4.5%

$4,350-3.8%

Admin fee / account holder

$588

$887-33.8%

$3,994-85.3%

$1,946-69.8%

Provider

Service type

Compensation

CAPFINANCIAL PARTNERS LLC1 year

Filed as: CAPFINANCIAL PARTNER, LLC

Service code 16 · EIN 26-0058143

Consulting

$27,933

FIDELITY INVESTMENTS INSTITUTIONAL5+ years

Service code 37 · EIN 04-2647786

Loan Processing

$17,685

STRATEGIC ADVISORS, INC.5+ years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$16,661

YESHIVA UNIVERSITY HIGH SCHOOLS RETIREMENT INCOME PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YESHIVA UNIVERSITY HIGH SCHOOLS RETIREMENT INCOME PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion