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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,650 | $135,645-61.9% | $110,243-53.1% | $135,379-61.8% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.8%-13.2pp | 82.6%-16.0pp |
| Annual return | 11.52% | 513.24%-501.7pp | 314.76%-303.2pp | 519.79%-508.3pp |
| Employer contribution / active EE | $2,714 | $4,907-44.7% | $3,827-29.1% | $4,779-43.2% |
| Participant deferral / active EE | $5,860 | $5,507+6.4% | $4,672+25.4% | $5,609+4.5% |
| Admin fee / account holder | $0 | $11,458-100.0% | $8,548-100.0% | $10,828-100.0% |