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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,894 | $138,076+90.4% | $123,553+112.8% | $135,380+94.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.15% | 153.70%-162.8pp | 119.21%-128.4pp | 519.81%-529.0pp |
| Employer contribution / active EE | $34,810 | $5,152+575.7% | $4,628+652.2% | $4,779+628.4% |
| Participant deferral / active EE | $18,103 | $6,800+166.2% | $6,426+181.7% | $5,609+222.7% |
| Admin fee / account holder | $2,316 | $10,917-78.8% | $9,284-75.1% | $10,828-78.6% |