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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,711 | $138,114-83.6% | $125,391-81.9% | $134,545-83.1% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -20.76% | 750.88%-771.6pp | 572.41%-593.2pp | 418.37%-439.1pp |
| Employer contribution / active EE | $2,308 | $5,246-56.0% | $4,816-52.1% | $4,742-51.3% |
| Participant deferral / active EE | $4,932 | $7,801-36.8% | $7,448-33.8% | $6,401-23.0% |
| Admin fee / account holder | $5,544 | $11,570-52.1% | $10,009-44.6% | $11,431-51.5% |