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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,999 | $202,342-84.7% | $172,752-82.1% | $152,897-79.7% |
| Participation rate | 71.4% | 87.1%-15.6pp | 82.6%-11.2pp | 82.5%-11.0pp |
| Annual return | 35.86% | 1029.83%-994.0pp | 802.97%-767.1pp | 345.43%-309.6pp |
| Employer contribution / active EE | $8,354 | $5,858+42.6% | $5,144+62.4% | $4,764+75.4% |
| Participant deferral / active EE | $11,128 | $5,948+87.1% | $5,198+114.1% | $5,851+90.2% |
| Admin fee / account holder | $525 | $17,111-96.9% | $13,955-96.2% | $11,599-95.5% |