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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,545 | $92,766+51.5% | $82,763+69.8% | $134,545+4.5% |
| Participation rate | 53.8% | 75.2%-21.4pp | 72.6%-18.7pp | 81.2%-27.4pp |
| Annual return | -13.85% | 946.97%-960.8pp | 702.45%-716.3pp | 418.37%-432.2pp |
| Employer contribution / active EE | $10,532 | $3,273+221.8% | $3,008+250.1% | $4,742+122.1% |
| Participant deferral / active EE | $4,651 | $4,802-3.1% | $4,395+5.8% | $6,401-27.3% |
| Admin fee / account holder | $1,407 | $5,978-76.5% | $5,325-73.6% | $11,431-87.7% |