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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,525 | $104,953+44.4% | $84,637+79.0% | $152,909-0.9% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 20.43% | 373.94%-353.5pp | 258.82%-238.4pp | 345.46%-325.0pp |
| Employer contribution / active EE | $6,469 | $3,304+95.8% | $2,653+143.8% | $4,764+35.8% |
| Participant deferral / active EE | $12,013 | $4,691+156.1% | $3,900+208.0% | $5,851+105.3% |
| Admin fee / account holder | $3,879 | $6,244-37.9% | $4,914-21.1% | $11,601-66.6% |