See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
DECIMAL, INC.2 years Service code 14 44 MONTGOMERY STREET, SUITE 3060 · SAN FRANCISCO, CA 94104 | Plan Administrator | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,872 | $89,652-74.5% | $141,162-83.8% | $65,185-64.9% |
| Participation rate | 90.1% | 74.7%+15.4pp | 82.5%+7.6pp | 70.2%+19.9pp |
| Annual return | 13.57% | 32.79%-19.2pp | 71.39%-57.8pp | 29.38%-15.8pp |
| Employer contribution / active EE | $1,743 | $3,065-43.1% | $4,735-63.2% | $2,177-19.9% |
| Participant deferral / active EE | $4,605 | $5,691-19.1% | $6,709-31.4% | $3,514+31.1% |
| Admin fee / account holder | $115 | $569-79.8% | $10,261-98.9% | $847-86.4% |