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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,806 | $27,924-57.7% | $58,544-79.8% | $75,181-84.3% |
| Participation rate | 32.8% | 38.8%-6.1pp | 50.9%-18.1pp | 67.2%-34.4pp |
| Annual return | 32.28% | 44.20%-11.9pp | 4249.56%-4217.3pp | 160.69%-128.4pp |
| Employer contribution / active EE | $662 | $669-1.1% | $1,053-37.2% | $2,671-75.2% |
| Participant deferral / active EE | $1,983 | $1,202+65.0% | $1,923+3.1% | $4,126-51.9% |
| Admin fee / account holder | $100 | $1,726-94.2% | $2,520-96.0% | $5,650-98.2% |