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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,252 | $69,012+209.0% | $160,037+33.3% | $68,490+211.4% |
| Participation rate | 88.9% | 65.4%+23.5pp | 78.0%+10.9pp | 67.9%+21.0pp |
| Annual return | -16.04% | -9.65%-6.4pp | 408.95%-425.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $0 | $2,212-100.0% | $4,226-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $9,552 | $4,212+126.8% | $6,184+54.5% | $4,028+137.2% |
| Admin fee / account holder | $557 | $4,798-88.4% | $8,716-93.6% | $5,403-89.7% |