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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,061 | $176,120-76.1% | $159,487-73.6% | $167,553-74.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.20% | 331.95%-326.7pp | 263.71%-258.5pp | 478.89%-473.7pp |
| Employer contribution / active EE | $13,915 | $5,299+162.6% | $4,831+188.0% | $4,840+187.5% |
| Participant deferral / active EE | $14,919 | $7,752+92.5% | $7,354+102.9% | $6,343+135.2% |
| Admin fee / account holder | $7,866 | $12,561-37.4% | $10,804-27.2% | $12,316-36.1% |