Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,461 | $92,219-96.2% | $76,768-95.5% | $135,379-97.4% |
| Participation rate | 62.5% | 79.8%-17.3pp | 77.0%-14.5pp | 82.6%-20.1pp |
| Annual return | -16.22% | 5.46%-21.7pp | 2.43%-18.6pp | 519.79%-536.0pp |
| Employer contribution / active EE | $1,100 | $3,216-65.8% | $2,485-55.7% | $4,779-77.0% |
| Participant deferral / active EE | $1,940 | $4,508-57.0% | $3,852-49.6% | $5,609-65.4% |
| Admin fee / account holder | $555 | $10,749-94.8% | $6,675-91.7% | $10,828-94.9% |