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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,285 | $175,259-29.1% | $149,723-17.0% | $139,487-10.9% |
| Participation rate | 86.4% | 83.4%+3.0pp | 78.8%+7.6pp | 80.3%+6.0pp |
| Annual return | 8.59% | 166.82%-158.2pp | 134.50%-125.9pp | 373.84%-365.3pp |
| Employer contribution / active EE | $6,776 | $5,478+23.7% | $4,821+40.5% | $4,755+42.5% |
| Participant deferral / active EE | $5,782 | $6,522-11.3% | $5,682+1.7% | $6,713-13.9% |
| Admin fee / account holder | $35,396 | $16,158+119.1% | $13,215+167.8% | $11,407+210.3% |